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1v1 Institutional Counterparty Comparison

Paga vs UBA: Regulation, 6D Ratings & Safety Audit

Deterministic head-to-head benchmarking of Paga (Paga) and UBA (United Bank for Africa) across primary regulatory filings, statutory Tier-1 authorisations, 6-Dimension compliance scores, execution software, and warning exposure.

Coverage: Global foreign exchange, CFD and currency-pair dealers outside regional registers

Paga 6D Score
5.0
UBA 6D Score
5.0
Regulated Licences
0 vs 1
Warning Flags
0 vs 0
DETERMINISTIC QUANTITATIVE VERDICTCanonical Pair: paga-vs-uba

Paga and UBA are statistically tied in composite 6D scoring (5.0 vs 5.0)

On supervisory breadth, Paga holds 0 active regulated licence(s) (0 Tier-1) out of 0 total filings and 0 warning count(s), whereas UBA holds 1 active regulated licence(s) (0 Tier-1) out of 1 total filings and 0 warning count(s). Allocators should inspect the individual licence numbers and contracting legal entities below before onboarding.

6-Dimension Quantitative Scorecard Comparison

Head-to-head breakdown across all 6 proprietary evaluation dimensions (0.0–10.0 scale).

Evaluation DimensionMethodology WeightPagaUBAScore DeltaDimension Leader
Overall Composite 6D Score100% Composite5.05.00.0Statistical Tie
Regulatory & Licensing Integrity (riskScore)30% Weight5.05.00.0Statistical Tie
Execution & Software Infrastructure (industryScore)20% Weight3.03.00.0Statistical Tie
User Reputation & Complaint Telemetry (userScore)20% Weight0.00.00.0Statistical Tie
Institutional Brand Longevity (brandScore)15% Weight5.05.00.0Statistical Tie
Global Market Influence & Footprint (influenceScore)15% Weight5.05.00.0Statistical Tie

Visual Architecture Benchmark: Paga vs UBA

Vector comparison exhibit generated from live supervisory snapshot metrics.

1v1 Institutional Counterparty Benchmark: Paga vs UBA
Exhibit: Side-by-side regulatory and 6D quantitative comparison between Paga and UBA.

Regulatory Standing, Entity & Platform Comparison

Structural comparison of supervisory authorisations, domicile, execution terminals, and risk telemetry.

Audit AttributePagaUBA
Primary Legal NamePagaUnited Bank for Africa
Source Risk ClassificationRisk level not suppliedRisk level not supplied
Active Regulated / Total Filings0 regulated / 0 total (0 Tier-1)1 regulated / 1 total (0 Tier-1)
Recorded Certificate NumbersNone on file
Central Bank of Nigeria (CBN): Not supplied
Registered Domicile / AddressNG57 Marina, Lagos Island, Lagos, Nigeria
Offered Asset Classes & ServicesMobile payments and digital financial servicesFinancial Services Banking Investment Services
Execution Software & TerminalsPaga, Send, Pay, and Bank, Paga: SendUBA Mobile Banking
Supported Client LanguagesEnglishSwahili, English
Warning / Exposure Count0 recorded warning(s)0 recorded warning(s)
Specialized Sub-Page Audits

Compare Paga and UBA against other regulated peers in our global foreign exchange, cfd and currency-pair dealers outside regional registers slice.

Frequently Asked Questions: Paga vs UBA

Deterministic counterparty comparison answers derived from supervisory records.

Which institution has stronger regulatory oversight: Paga or UBA?

UBA holds more active regulated filings (1 vs 0). Specifically, Paga maintains 0 total recorded filing(s) (none on file) with 0 warning flag(s), whereas UBA maintains 1 recorded filing(s) (Central Bank of Nigeria (CBN)) with 0 warning flag(s). Always confirm the specific subsidiary onboarding your account on the official regulator register.

How do the 6D quantitative compliance scores compare between Paga and UBA?

In FXOpen Ledger's 6-Dimension scoring matrix (0.0–10.0 scale), Paga records an Overall Score of 5.0 (Risk & Licensing: 5.0, Brand: 5.0, Market Influence: 5.0, User Reputation: 0.0, Execution & Software: 3.0), compared with UBA at 5.0 Overall (Risk & Licensing: 5.0, Brand: 5.0, Market Influence: 5.0, User Reputation: 0.0, Execution & Software: 3.0).

How do Paga and UBA differ in trading platforms and asset classes?

Paga lists Mobile payments and digital financial services with execution software [Paga, Send, Pay, and Bank, Paga: Send], while UBA lists Financial Services Banking Investment Services with execution software [UBA Mobile Banking]. Counterparties should verify FIX/API connectivity, server routing topology, and negative balance protection per entity.

Which counterparty carries lower regulatory warning and complaint exposure: Paga or UBA?

Paga carries a "Risk level not supplied" classification with 0 warning/exposure count(s) and 0 user comment(s), while UBA carries a "Risk level not supplied" classification with 0 warning/exposure count(s) and 0 user comment(s).

Structured against supervisory register snapshots and public regulatory filings. Verify your contracting legal entity and current authorisation status directly on the issuing regulator’s official register before transacting.

Paga vs UBA (2026) — Regulation, 6D Score, Safety & Fee Comparison | FXOpen Ledger